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June 12th, 2007 at 3:48 pm
My husband has cigna. They did cover a 30,000 catheter heart procedure, but many phone calls had to be made to ask why payments to the hospital was not in full. The hospital had to repeat submissions for payments over & over until the full payments were recieved . The whole time this was happening we were recieving bills form the hospital & being told to contact our insurance provider, because they were only approving partial payments.
Cigna’s in network book of doctors is a horror. i know 5 people that had the same procedure as my husband & not one of their doctors are in the book either. St. Francis,…the best heart hospital does not have one sergeon in the Cigna network. Thank god the out of network co-pay was not too terrible.
June 26th, 2007 at 7:07 pm
I finally had to get insurance because I had been without it since college. As a woman you can only go so long before you need to get your annual. I had started with Celtic 4 months previous when I set up an appointment with the doc. I actually had a need, it wasn’t just preventative.
Anyway to make a long story short, the insurance company billed me for things I specifically said I didn’t want, and then tried to write it off as a preventative visit. Something I don’t have rights too for a year. That one visit cost me over $600. And to this day (9 months later) I am still reciving bills that have already been paid for.
Had I known it would have been so much I would have gone to Planned Parenthood.